Getting Prompt, Fair Settlement of Hurricane Damage Insurance Claims

For many business and home owners whose property was damaged by Hurricane Ike, the road to financial recovery may be longer than anticipated. It’s well known that some insurance companies systematically avoid paying the full value of claims. The good news is that Texas law protects policyholders from unfair insurance practices. This article outlines the duties of the insurer and the deadlines they are obligated to meet once they have been notified of a claim. Hurricane Ike left billions in insured damages

Related: personal injury lawyer Tallahassee

It’s been nearly a month since Hurricane Ike cut its destructive swath through the southeast Texas communities that surround Galveston Bay. In its wake, is estimated to be as much as $18 billion or more in insured damages. The most severe damage was inflicted on coastal communities like those on Galveston Island and Bolivar peninsula.   With an estimated population in this affected area of nearly 6 million people, it is easy to imagine how insured losses can mount very quickly.

Living and working in the Houston area has almost returned to normal again. The last people I knew of who didn’t have electricity, have had their power restored for almost a week now.  The portable generators are finally silenced, the long lines at gas stations are gone, and although the cleanup continues, nearly all streets are clear of debris (if you discount the piles along the curb). For most of us, the worst of it is over.  For others however, the real headaches are just beginning as insurance claims for hurricane damage are made and, in an alarming number of cases, denied.

Don’t be cheated

It’s old news that some insurance companies practice systematic strategies to avoid paying full value for claims. In the wake of Hurricane Katrina, the Louisiana State Attorney General filed a lawsuit against six major insurance companies including State Farm and Allstate.  ” The suit relied on information about a study conducted for Allstate by a major consulting firm that advised the insurance company to don boxing gloves and pummel anyone who didn’t settle for pennies on the dollar. A book titled Good Hands to Boxing Gloves tells the story which is now yesterday’s news. Or is it?

My own home suffered substantial damage from the hurricane and I’m happy to report that my own insurance provider acted quickly and in good faith to settle our homeowners insurance claim fairly. But reports of unfairly denied claims, delays in adjusting claims, and unfair settlement offers are emerging. Many area residents and business owners are understandably frustrated with the process. Fortunately, Texas law provides ample protection for policy holders from unfair insurance practices.  Unfortunately, few policy holders have any idea what their rights are and what protections are afforded them under the law.

Criminal Lawyer – 5 Tips to Help You Select the Right One

Getting legal help when you’re in trouble with the law is essential. So if you recently got arrested, it’s best to get a criminal lawyer fast. Whether you need someone in the legal field in the near future or are looking for help asap, there are a few key points to keep in mind when searching for a criminal lawyer. Explore them below.


One of the most important things to keep in mind when considering a criminal lawyer is his or her education. This means he or she should have graduated from a reputable law school and passed the state bar. Also, it’s a good idea if he or she had a chance to get some hands-on education by working in a law office at some point during school to see first hand what working in the field is like. This type of education will be instrumental in their success and will mean great things for you.

Proven results

In addition to proper schooling, it’s necessary that your criminal lawyer has the proven results you need to help win your case. You want him or her to be able to show you proof of past clients that have benefited from this attorney’s work. This way, you can feel confident that you’re getting the help you need when you need it to clear your name. It doesn’t matter if the attorney is a nice guy, or someone you’ve been referred to by a friend. If he or she cannot say they’ve won many cases, then it’s best to keep looking.


Results are one thing, but having extensive experience is also a key factor to look for when deciding on attorneys. For instance, schooling teaches the basics of law, but it’s the years of experience that can help even more. That’s because a person that’s been practicing as a criminal lawyer for some time knows how certain issues can pop up and how to handle them. A newbie may not be able to do so.


Someone could be the best criminal lawyer such as Musca Law around, but if he or she doesn’t run their office in a professional manner, this can be difficult. You have enough going on that you don’t want to have to worry about your attorney not being professional. The person you hire should respect your time by seeing you at scheduled appointments. Also, when he or she says they’ll get back to you, expect for them to stick to it. When you have questions regarding the process, you want your attorney to answer them promptly and thoroughly. All these things matter when you’re trying to hire the right criminal lawyer for your case.


If you live in one place and your attorney lives someone else that’s not close by, this can make it terribly difficult for you to get the attention you need. There’s a lot that goes into a court case, and it’s better if your criminal lawyer is in easy proximity to you. While someone may say the attorney is great at what they do, it won’t make a difference if you aren’t close enough to reap the benefits. Make a point to look for attorneys that are in a decent driving distance from you. If you spend more time in your car as opposed to at the attorney’s office, you may need to consider more options.

Common Types of Injury Cases Handled By Personal Injury Attorney

Through the judicial proceeding system, you’ll collect and agree upon settlement for medical bills, mental anguish, the Psychological trauma, pain, and suffering. Every form of personal injury claim needs its own set of legal procedures and processes. When you are longing for help, hire a personal injury attorney who has expertise in your specific form of personal injury claim. There was a shocking result from a study where approximately 6 lacks personal injury claims are filed in the U.S. every year. It’s a story of almost every place where you notice the severe problem of personal injuries. Hiring personal injury attorney will assist you to get the compensation you actually deserve. There is a range of various things which will make a personal injury case stronger for you so that you understand what exactly you are going to face when you file a lawsuit. In this article, we’ll check up on a number of the foremost common types of personal injury cases and if you are a victim of any one of it, make sure to lodge a complaint.

Here Are Few Most Commonly-Known Types Of Personal Injuries:

Let’s check up on a number of the foremost common types of personal injury cases

Vehicle Accidents

Automobile accidents occur each year at an increasing rate. Motor vehicle accidents will occur because of the results of several factors, as well as road maintenance negligence, distracted drivers, and poor atmospheric condition. If you’ve got disabled in a very severe accident that wasn’t your fault, you will be eligible for compensation. Auto accidents and workplace injuries are somewhat related, once an employee is needed to drive for his or her job, like a delivery driver, driver, or similar. If you’re disabled in the workplace due to the employer’s negligence, the business you’re employed for may surely be liable. Always see a doctor if you ever are stuck with an automobile accident, although you’re feeling fine. You will have sustained internal injuries that aren’t in noticeable at the moment because of shock. If you’re in an automobile accident, contact personal injury attorney. They’re going to make sure that you acquire all needed work and advise you as you progress forward together with your case.
If you are in the wrong and was drunk, you can contact a dui lawyer to help you alleviate the damage.

You can easily contact this Sarasota DUI Lawyer for your help. Having a good lawyer and an honest conscience can help.

According to a study, the statistics show that there are millions of injuries in the “slip and fall” cases alone, personal injuries caused by negligence are quite common though but this one is no less. Misplaced or faulty instrumentation, poorly labeled areas of danger, and failure to accommodating proper building codes are all samples of negligence that may result in personal injury. This might not be your fault but the fault of the owner of the place who showed a bit negligence which causes this personal injury to you. I suggested you to never settle for compensation or sign any document type when you are sustaining an injury before consulting with personal injury attorney. They’re going to make sure that you’re not provided with low-value ones.

Work-Related Injuries

Understanding your responsibilities throughout a worker’s comp claim can increase your compensation worth for your losses. Take good care and make sure to check a doctor directly when any workplace-related injury occurs, so you’ve got documentation of all physical damages. When you are sustained with a work injury which has caused your illness, or any physical health issues due to the workplace condition, a worker’s compensation claim should be filed immediately. Your leader is wrongful as well as liable for making certain secure and healthy work surroundings.

Medical Malpractice

The first thing for filing a medical malpractice is that you have to prove to the jurisdiction that the doctor or hospital has violated the standards of care that were supposed to be provided to you and you were harmed because of those violations. It is always advisable that you take help of personal injury attorney as they are the ones who can help you through this confusing and stressful situation. Most of the time, medical malpractice cases become too complex and complicated, and these professionals are the ones who will willingly testify the negligence occurred with the help of medical expert’s interrogation.

Product Liability

Defective or dangerous products cause thousands of injuries each year to almost majority of the citizens. The law assures that makers, wholesalers, and sellers meet the standard expectations of the buyer regarding operations and safety which is the top priority of any individual. Product liability claims are liable on the manufacturer or distributors of a defective or broken product which is causing harm to any individual.

Product liability will be related to negligence like inadequate safety warnings or improperly labeled products. Here you are at a safer side as in, different words, you do not have to be compelled to prove that a manufacturer is guilty of negligence; they need to prove that they weren’t negligent.

Slip and Fall Cases

Slip and fall is not something you haven’t heard of, it is one of the common types of personal injury types. Property owners have a legal duty to keep their premises safe and free of hazardous materials so that employees do not become injured due to their negligence. Not every injury would be liable to seek compensation, but the nature of the property owner differs depending upon the situation and accordingly, the law or say state legal authority takes action on it.

Dog Bites

As known in most cases, the owners of a dog are the final one to blame for bites and different injuries caused by the dog. The laws on owner responsibility do vary from state to state, though. There are cases where strict liability rules exist and also the dog owner goes to be responsible for bite damages even though the dog has never shown any aggression or propensity to bite within the past. In certain states, “one bite” rules exist, within which owners are to be blamed for personal injury damages.

Personal Injury Attorney: How Can A Personal Injury Attorney Assist You

A personal injury attorney can help you in an accident in which you were hurt and negligence was involved. These attorneys can assist you in receiving the fair compensation that you seek. From automobile accidents to construction accidents, a personal injury attorney can help you. If you are hurt on the job or on the road, contact a lawyer to represent you in your case. You may be due thousands of dollars in compensation if it can be proved that you were hurt because of someone’s negligence.

In most cases, you may be able to get a particularly large sum of money awarded to you if you have sustained injuries that will impact the rest of your life. If the court feels that your injuries will impact your quality of life and the life of your family, you may also receive a large settlement. You should understand, however, that having an lawyer can give you a better chance at getting the compensation you seek, because you are hiring the expertise of someone with experience who knows how to fight for you in court. Make sure that the lawyer that you hire is an experienced personal injury attorney just like the one in Sarasota FL. The person should be able to point your to several court cases in which he or she has won cases for clients.

You also want to hire a lawyer who will be available for you during convenient times to talk about your case. You may need to spend some time in the hospital at the doctor’s office. There may be other times when you just do not feel up to talking. Your lawyer should be able to schedule times to talk to you, keeping in mind any deadlines that must be met. Your lawyer should be sensitive to you plight and do all that he can to accommodate you.

You should feel that you and your case are of importance to the lawyer and that you are not just a number. You should never feel that the lawyer is brushing you off or is too busy for you. Everyone gets busy, and your lawyer may not be able to speak with you directly every time that you call, but he or should return messages and talk to you at length during appointments. You should feel that your lawyer really is doing his or her best to help you.

Your lawyer should tell you how much he or she is charging for services, so there will be no surprises. You should not be fearful of receiving an unexpected bill from your lawyer. You have enough to worry about. Your case and your lawyer’s fees should not cause you undue stress. Some lawyers charge a fee that is based on whether or not the case is settled out of court or if there is a verdict in your case. Remember that you may also be responsible for paying other costs, like the cost file the claim and other expenses related to the lawyer’s services. If the firm needs to hire an engineer for your case, that fee most likely will be placed in that category. Your lawyer should explain this to you in advance. Ask your personal injury attorney to contact you before special experts are hired to lower your costs.

Know more about personal injury lawyers

A personal injury can be cause by any sort of accident, whether you are involve directly or not. The most interesting aspect of personal injury lawyers is that, they get paid on a contingency basis. Personal injury is a term used to indicate any harm to mind, emotions or body of a person. For filing a personal injury suit, one requires a good personal injury lawyer. Personal injury is a term used to indicate any harm to mind, emotions or body of a person. Any injury caused due to negligence and fault of another party is termed as personal injury. Usually, insurance companies sort out the problems between the two parties by paying for the injury claim. Sometimes, insurance companies cease from paying the penalty, such situations are responsible for personal injury lawsuits. Personal injury lawsuits are filed in order to extract a penalty from the party responsible for the injury.

Duties of a personal injury lawyer

For filing a personal injury suit, one requires a good personal injury lawyer. Personal injury lawyers care the legal representatives of the the victim. The major role of an injury lawyer is to protect the rights of a victim. He is responsible for offering advice and legal drafts for the victim. The main aim of a personal injury lawyer is getting a compensation from the other party on the behalf of the victim. In an area like Annapolis, hiring a personal injury lawyer becomes all the more important. Injury lawyer in Annapolis deal in different scenarios and cases as this part of US is prone to accidents.

Cases injury lawyers deal in

Personal injury lawyers deal in a number of cases including automobile accidents, nursing home abuse, wrongful deaths, medical malpractices, assault and defamation of character, slips and falls, animal bites and a host of other cases. Whenever you met with a mental, physical or emotional abuse which is caused by the negligence of someone else, you can contact a personal injury lawyer. There are many personal injury lawyer in Annapolis. You can research more about them online and can hire them.

Why are Injury lawyers hired

A good example is that a Phoenix personal injury attorney help you secure your rightful compensation for the injury. The basic job of a injury lawyer in Annapolis is to represent the person who have suffered the damage and demands compensation from the other party. It is very hard for a common man to represent himself in front of the court of law. Also, finding for services of a lawyer is better than settling for a under par settlement amount. It is advisable to take a lawyers advice before settling in for a compensation.

Requirements for a personal injury lawyer in US

A written bar exam is passed by every lawyer in USA. State agencies of individual sate administer these exams. Some states require lawyers to pass the written ethics exams. However, graduating from a law college is the mandatory requirement of a injury lawyer. Make sure your lawyer has cleared Multistate Bar Examination, Multistate Professional Responsibility Examination and Multistate Essay Examination

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